Rates for mortgages change daily and are subject to change without notice. This is not a credit decision or a commitment to lend. Not all loan programs are available in all states for all loan amounts. The rates shown above are for the purchase of a single-family home to be used as a primary residence with a loan amount of $225,000 located in Minnesota and loan-to-value of 80%. The rate is based on a 45-day rate lock with a 740 credit score and escrow account. Your interest rate may depend on various factors including: loan product, loan size, credit profile, property value, geographic location, occupancy and other factors. All loans subject to approval and must qualify for membership. Maximum finance amount is $726,200.